Business Reviews & Forecasting
A Business Review is an independent financial and commercial assessment — not implementation. We examine your commercial model, company set-ups, director remuneration, contracts, systems, compliance, and reporting alongside the numbers. Then we provide prioritised recommendations with timeframes and expected impact so you can choose the best path forward and unlock real improvements in profit, cash, and control.
Most clients engage us after the review to help deliver the plan under a separate scope.
Most clients engage us after the review to help deliver the plan under a separate scope.
What We Do
Business performance isn’t just numbers — it’s how strategy, structure, people, systems, contracts, and cash work together.
We assess (we don’t implement) across:
- Commercials & Pricing — revenue drivers, pricing posture, offer mix, customer dynamics.
- Company Set-ups & Structure — entities, intercompany flows, governance settings.
- Directors’ Pay & Workforce Model — remuneration approach, resourcing mix, capacity and role clarity.
- Contracts & Risk — commercial protections, milestones, renewal/exit exposure.
- Systems & Controls — chart of accounts, cost centres, approvals, reconciliations, close cadence.
- Numbers & Reporting Quality — reliability of results, cash generation, and decision usefulness.
- Forecasting Readiness — the modelling approach, key drivers, scenario needs, and cash view.
From there, we deliver a board-ready Report & Roadmap: options, trade-offs, and prioritised actions with timeframes — so you can decide and move.
Every business has numbers, but not every business knows how to use them. A Business Review turns raw financial data into clear insights about systems, people, processes, and strategy. We cut through the noise, highlight what drives performance, and model the future — so leaders can make decisions with confidence, not guesswork.
What We Do
Business performance is never just about spreadsheets. It’s about how strategy, people, and operations align.
We conduct deep, independent reviews of both financials and operational structures to identify:
What’s working well and should be scaled. What’s draining resources or holding growth back. What needs to change now to avoid future risks.
From there, we build forward-looking financial models that give you a clear roadmap. Instead of reacting, you can anticipate. Instead of assumptions, you get evidence.
What We Deliver
Our reviews don’t stop at analysis — they translate financial and operational data into clear, actionable steps. Each output is designed to give leaders the clarity and confidence to make better decisions, faster.
Executive Findings & Priority
Roadmap
A clear summary of the most material issues and opportunities, with a phased plan snd indicative timeframes.
Financial Health & Cash — Assessment & Recommendations
An assessment of profitability, cash generation, and balance-sheet resilience, with targeted changes.
Commercial Model & Pricing — Assessment & Recommendations
Guidance on pricing posture, revenue mix, and pipeline hygiene, with practical levers to protect margin and support growth.
Structure, Directors’ Pay &
Governance
High-level options for group structure, director remuneration settings,
and governance rhythm.
and governance rhythm.
Contracts & Risk — Assessment & Recommendations
Priorities to strengthen commercial terms and reduce exposure, plus a risk register with suggested mitigations and sequencing.
Systems, Reporting & Forecasting Blueprint
A specification for reporting cadence, KPI set, management pack structure, and the three-way forecasting approach.
What We Deliver
Our reviews don’t stop at analysis — they translate financial and operational data into clear, actionable steps. Each output is designed to give leaders the clarity and confidence to make better decisions, faster.
Financial Health Reviews
Full analysis of margins, cash, and returns.
Cost & Efficiency Analysis
Unlocking sustainable profitability.
Forecasting & Scenario Planning
Smarter decisions, fewer surprises.
Board-Ready Reporting
Clear outputs for stakeholders.
KPI & Metric Alignment
Define and track what really matters
Strategic Decision Modelling
Assess options before they become risks
Case Study: Turning Insights Into Growth
A Western Australian consultancy came to Zaffre Advisors after several flat years of trading. Revenue was steady, but profitability lagged and management struggled to see where money was being made — and where it was being lost.
Through our Business Review process, we uncovered hidden inefficiencies, introduced disciplined forecasting, and gave the leadership team a clear roadmap. Within 12 months, profits increased 12%, cash flow stabilised, and reporting shifted from reactive to proactive.
Key Outcomes
Hidden Inefficiencies Uncovered
We identified where costs were being misallocated and margins eroded, providing clarity on which services and clients drove true profitability.
Hidden Inefficiencies Uncovered
We identified where costs were being misallocated and margins eroded, providing clarity on which services and clients drove true profitability.
Forecasting Discipline Introduced
By modelling multiple scenarios and enforcing regular forecasts, the consultancy was able to anticipate challenges and make proactive adjustments.
Board-Ready Reporting Delivered
Clear, concise reporting frameworks gave directors and investors confidence — ensuring decisions were based on accurate, timely insights.
Key Outcomes
Hidden Inefficiencies Uncovered
We identified where costs were being misallocated and margins eroded, providing clarity on which services and clients drove true profitability.
Hidden Inefficiencies Uncovered
We identified where costs were being misallocated and margins eroded, providing clarity on which services and clients drove true profitability.
Hidden Inefficiencies Uncovered
We identified where costs were being misallocated and margins eroded, providing clarity on which services and clients drove true profitability.
Systems & Process Review
We don’t stop at your profit & loss.
As part of our review, we’ll assess:
- Your finance system setup (e.g. Xero, MYOB, ERP)
- Reporting flows and data reliability
- Controls, approvals, and compliance risks
- Integration with payroll, projects, or inventory
- Team roles, bottlenecks, and duplication
You’ll get practical, prioritised recommendations — not a report that sits on a shelf.
Who It’s For
This service is ideal for:
- Owners unsure where profit is being lost
- Businesses preparing for scale or restructuring
- Companies with inconsistent reporting or unclear numbers
- CEOs seeking a roadmap for margin, cash, or team improvement
- Boards needing an objective external view of commercial performance
Who It’s For
After a Zaffre business review, clients typically:
- Identify cost inefficiencies and margin risks
- Gain clarity over reporting, cash flow, and future needs
- Improve system workflows and finance team performance
- Reduce noise and increase decision confidence
- Build a clear roadmap tied to actual numbers
Ready for a Commercial Reset?
If you’re making decisions without clean numbers, aligned structures, or a clear view of what’s next — it’s time to reset.
We’ll assess, clarify, prioritise, and advise — giving you the confidence to act on the right information at the right time.